Sunday, December 13, 2015

Document confirms that State Farm lied about damages

Talk about a smoking gun. After fighting with State Farm for almost two and a half years, one of the documents I signed to accept State Farm's salvage offer (prior post, see 9/23/2015 update) stated that damages to my car were less than 75% of market value. I blogged about this repulsive charade in my initial post - scroll down 11 spaces, see next two paragraphs.

South Carolina law did not require State Farm to total my car. They did so of their own accord - which paid-off stooges in the state legislature have made it legal for insurance companies to do - as part of a desperate, dishonest, and ultimately costly effort to take possession of my car. Nobody can be blamed for concluding that someone at State Farm simply wanted a beautiful MR2 Spyder with a rebuilt engine.

Because State Farm's lies about additional damages were so outrageous, they apparently backed off when when it came to maintaining such lies in official documentation. Of course, it was never "supposed" to get to that point. I was "supposed" to be bullied into giving them my car - along with all those brand new OEM parts they directed Suddeth Automotive to install - rather than keep the vehicle with a salvage title. Then I was "supposed" to go buy a new car so State Farm could increase their premium. What a racket.

Because I elected to keep my car, State Farm had to pay Suddeth Automotive in addition to paying me the full amount of their salvage offer, which means I'll have about $3,500 left over after remaining repairs are completed. A claim which should have cost State Farm $5,000 wound up costing them about $12,000, and I'm a happy camper except for the salvage title, which at least I got paid thousands of dollars to accept. I hope Lester Walker - State Farm's bigshot claims manager in Atlanta - knows how to add and subtract.  

How much longer are Americans gonna tolerate paid-off slobs - Repukes and Demagogues alike - passing laws that favor the interests of corrupt corporations? I quit participating in America's two-headed, one party SHAM of an electoral system years ago. 

Update 12/16/2015 - Since America's perverse power structure is so intent on lowering the value of my property by branding salvage on the title, I've cancelled my comprehensive coverage and that saves me a bundle. I don't plan on selling my MR2 anyway.

Tuesday, September 1, 2015

State Farm now refuses to pay their own written offer

Update 9/22/2015 - Thanks to the SUPERB efforts of State Farm agent Nick Shelly and his associates, last Friday State Farm paid me what they offered.  


Four months ago, I sent State Farm an e-mail agreeing to accept their salvage offer. I've done extensive research, consulted with attorneys, and that's the only viable option if I wanna keep my MR2 Spyder. It's been two years since the mechanical repairs were completed, the car continues to run like a dream, and I have no interest whatsoever in turning the vehicle over to State Farm.

State Farm acknowledged receipt of my e-mail but refuses to take any further action. Except for acknowledging my e-mail, I haven't heard one word from the "good neighbor."

From the get-go, State Farm has tried every trick in the book to get possession of my car. Perhaps they're now trying to delay things past the three year time limit for settling claims. Wow - what lousy, inexcusable "service" these thugs dish out to their customers. Of course, if we had a government that looked out for consumers instead of catering to crooked corporations, State Farm wouldn't dare to behave in such a manner.

Maybe Americans will eventually get tired of being kicked around by the likes of State Farm, Toyota, GM, AT&T, and the list goes on ad nauseam. Meanwhile, I'm back to picketing in front of State Farm offices.

Just for the record: My agent when I was with State Farm was Mark Rouse, whose slogan is "Don't worry, you're covered." Mr. Rouse and Liz Portee - the State Farm agent who charged out and tried to take my sign away from me - might do well as comedians. Mark's slogan should be "Don't worry, you've been suckered."