Document confirms that State Farm lied about damages

Talk about a smoking gun. After fighting with State Farm for almost two and a half years, one of the documents I signed to accept State Farm's salvage offer (prior post, see 9/22/2015 update) stated that the damages to my car were less than 75% of market value. I blogged about this repulsive charade in my initial post - see 11th and 12th paragraphs.

South Carolina law did not require State Farm to total my car. They did so of their own accord - which paid-off stooges in the state legislature have made it legal for insurance companies to do - as part of a desperate, dishonest, and ultimately costly effort to take possession of my car. Nobody can be blamed for concluding that someone at State Farm simply wanted a beautiful MR2 Spyder with a rebuilt engine.

Because State Farm's lies about additional damages were so outrageous, they apparently backed off when when it came to maintaining such lies in official documentation. Of course, it was never "supposed" to get to that point. I was "supposed" to be bullied into giving them my car - along with all those brand new OEM parts they directed Suddeth Automotive to install - rather than keep the vehicle with a salvage title. Then I was "supposed" to go buy a new car so State Farm could increase their premium. What a racket. And of course consumers have no viable recourse because state insurance commissions are owned by the insurance industry.  

Because I elected to keep my car, State Farm had to pay Suddeth Automotive in addition to paying me the full amount of their salvage offer, which means I'll have about $3,500 left over after remaining repairs are completed. A claim which should have cost State Farm $5,000 wound up costing them about $12,000, and I'm a happy camper except for the salvage title, which at least I got paid thousands of dollars to accept. I hope Lester Walker - State Farm's bigshot claims manager in Atlanta - knows how to add and subtract.  

How much longer are Americans gonna tolerate paid-off slobs - Repukes and Demagogues alike - passing laws that favor the interests of corrupt corporations? I quit participating in America's two-headed, one party SHAM of an electoral system years ago. 

Update 12/16/2015 - Since America's perverse power structure is so intent on lowering the value of my property by branding salvage on the title, I've cancelled my comprehensive coverage and that saves me a bundle. I don't plan on selling my MR2 anyway.

Court: State Farm guilty of fraud

"While the decision was restricted to a single case of fraud, The Sun Herald reported it could potentially open a review of  'thousands' of other, similar claims..." ABC News

Another case of outright thuggery that made headlines in 2013. What kinda company have I been shelling out fat premiums to for decades?

Auditors say they saw State Farm supervisors "demanding damage reports be buried, replaced or changed so that claims wouldn't have to be paid." Sounds similar to State Farm directing a body shop - the body shop squealed on 'em - to submit a nonsensical supplement of damages regarding repairs to my car (see 9/18/13 post), not to mention keeping me in the dark from the get go by refusing to provide a written estimate. Close to half of the repairs have been completed, and I should be informed of all the details. After all, it's my car - not State Farm's.

Auditors say they saw special files marked "Do not pay bill. Do not discuss." Here again, that appears to be what's going on in my case. Why am I being harassed (see 10/7/13 post) with unitemized statements from Suddeth Automotive? My case is - or at least should be - a relatively minor blip on the accident radar screen: single car mishap, no injuries, and a readily repairable vehicle with legitimate repair costs that don't equal or exceed 75% of the vehicle's value.

I'm not about to turn my prized possession over to State Farm. I want to know why the "good neighbor" is behaving in such an inexcusable manner.