First of all, lemme jus' say that my MR2 Spyder sure is runnin' fine. In fact, it's never run any better. Flawless handling - thanks to the superb worksmanship from Suddeth Automotive - sheer music from the engine. Been takin' it on ski trips this winter - six so far - and the driving has been a delight.
The "good neighbor" - after many months of wrangling - has finally paid Suddeth Automotive's bill of approximately $4,000 for mechanical repairs completed about seven months ago at State Farm's behest. But the "good neighbor" still refuses to have my car's remaining damages (cosmetic) repaired. In fact, it's been almost four months since I last heard from the "good neighbor."
Corporate and legislative slobbery at its best. Allowing for my $2,000 deductible, State Farm would rather harass me than pay an additional $2,500 to complete the repairs. And I'm as determined as ever to keep my car, with a clean (non-salvage) title.
This is how State Farm, supported by bribed - er I mean "lobbied" -legislators and the S.C. Insurance Commission, treats a decades long customer, multi-line, with an excellent driving/claims record, including safe driver discounts. Live and learn.
Generally speaking, the insurance industry is out of control. That said, I continue to be well pleased, rate and service-wise, with Amica. They seem genuinely interested in helping folks. Unlike State Farm, I don't find a barrage of complaints, including comments, blogs, newspaper articles, etc., targeting Amica. When I left State Farm, I contacted a number of insurance companies, and Amica stood head and shoulders above the rest. So far, so good. Spread the word.
As my nightmare with State Farm continues, I urge consumers to study the Fight Bad-faith Insurance Companies' website. Check around. And never buy insurance from crooks and bullies like State Farm.
Update 5/1/2015 - Speaking of sleazy business practices, questions have now been raised concerning how much the "good neighbor" pays a neurosurgeon for "expert" testimony in court cases.
Wednesday, March 12, 2014
Tuesday, January 21, 2014
Shiny new gov't spy machine? No, thanks.
Maybe there's even more to the total loss racket than one might think. Eric Peters, in an article published on the National Motorists Association's website, discusses the government's interest in turning motor vehicles into its own spy machines. The newer the vehicle, the more comprehensive the technology. This may further explain why State Farm - and the insurance "mafia" - is so anxious to declare vehicles a total loss. Frankly, I'd had similar thoughts, and it was good to see a few facts published relevant to my concerns.
Before continuing, here's a brief update on my case:
Suddeth Automotive has yet to be paid for thousands of dollars worth of repairs done at State Farm's behest, and State Farm continues to insist on declaring my car totalled, based on the inclusion of normal wear and tear items that had nothing to do with the accident. Mechanical repairs having been completed, I continue to drive my car. Runs like a dream - just needs cosmetic repairs.
The government has certainly evidenced a keen interest in folks getting rid of "old" vehicles. The "Cash for Clunkers" program - ostensibly created to aid the auto industry - may have included an even grander design. In a separate article, Mr. Peters gives an apt summary of the "clunker" program:
"(It) artificially stimulated demand for new cars by artificially making scarce (by destroying them) perfectly usable used cars and making more expensive those not destroyed, such that many people decided to go ahead and get a new car since the cost difference was no longer that great. Remember: People were paid to throw away their old cars — or put another way, the purchase of new cars was heavily subsidized."
And now there's this big push to declare readily repairable vehicles a total loss. Hmm...
With Big Brother's National Security Agency (NSA) making headlines for privacy intrusions, I won't belabor the point about a lousy little police state seeking further control over its citizenry. I jus' wanna emphasize that something is badly amiss, clearly demonstrated by the way State Farm is handling my case.
I'm not interested in buying a new car. Much less an Orwellian spy machine...
Before continuing, here's a brief update on my case:
Suddeth Automotive has yet to be paid for thousands of dollars worth of repairs done at State Farm's behest, and State Farm continues to insist on declaring my car totalled, based on the inclusion of normal wear and tear items that had nothing to do with the accident. Mechanical repairs having been completed, I continue to drive my car. Runs like a dream - just needs cosmetic repairs.
The government has certainly evidenced a keen interest in folks getting rid of "old" vehicles. The "Cash for Clunkers" program - ostensibly created to aid the auto industry - may have included an even grander design. In a separate article, Mr. Peters gives an apt summary of the "clunker" program:
"(It) artificially stimulated demand for new cars by artificially making scarce (by destroying them) perfectly usable used cars and making more expensive those not destroyed, such that many people decided to go ahead and get a new car since the cost difference was no longer that great. Remember: People were paid to throw away their old cars — or put another way, the purchase of new cars was heavily subsidized."
And now there's this big push to declare readily repairable vehicles a total loss. Hmm...
With Big Brother's National Security Agency (NSA) making headlines for privacy intrusions, I won't belabor the point about a lousy little police state seeking further control over its citizenry. I jus' wanna emphasize that something is badly amiss, clearly demonstrated by the way State Farm is handling my case.
I'm not interested in buying a new car. Much less an Orwellian spy machine...
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